Portfolio Rebalancing & Optimization

Keep Your Portfolio Always Optimized

Market movements change your asset allocation. Our systematic rebalancing keeps your portfolio aligned with your goals and risk profile.

Discuss Rebalancing
Free portfolio analysis
Systematic rebalancing
Tax-efficient execution
Portfolio Drift Impact

Why Your Portfolio Needs Regular Rebalancing

Market movements constantly change your asset allocation, affecting risk and returns

Without Rebalancing

Target: 60% Equity, 40% Debt
After 2 years:75% Equity, 25% Debt
❌ Higher risk than planned
❌ Concentration risk
❌ Emotional decision making
❌ Poor risk-return balance

With Regular Rebalancing

Target: 60% Equity, 40% Debt
Always maintained:60% Equity, 40% Debt
✅ Consistent risk profile
✅ Disciplined profit booking
✅ Buy low, sell high
✅ 1-2% extra annual returns

Rebalancing Benefit

Studies show that systematic rebalancing can add 0.5-2% extra annual returns while reducing portfolio risk.

1.5%
Extra Annual Return
20%
Risk Reduction
Portfolio Management Mistakes

Why Most Portfolios Become Unbalanced?

Set it and forget it mentality

Once invested, never reviewed or rebalanced for years

Emotional attachment to winners

Afraid to book profits from best performing investments

No systematic approach

Ad-hoc changes based on market news and emotions

Ignoring tax implications

Rebalancing without considering capital gains tax impact

Scientific Rebalancing

Our systematic approach ensures optimal risk-return balance through disciplined rebalancing.

Quarterly
Review Frequency
Tax-Efficient
Execution
Our Rebalancing Process

How We Keep Your Portfolio Optimized

Systematic 6-step process to maintain optimal portfolio allocation

01

Portfolio Analysis

Quarterly review of current vs target allocation across all investments

02

Drift Assessment

Identify asset classes that have deviated beyond threshold limits

03

Rebalancing Strategy

Design tax-efficient approach to restore target allocation

04

Tax Optimization

Minimize tax impact through smart fund switches and SIP adjustments

05

Execution

Implement rebalancing through systematic transactions

06

Monitoring

Track performance and prepare next review cycle

Our Rebalancing Strategies

Multiple approaches to suit different portfolio sizes and tax situations

New Money Rebalancing

Use monthly SIPs and new investments to restore balance without selling

Key Features:

  • No tax implications
  • Gradual rebalancing
  • Suitable for growing portfolios
Best for: Regular investors with monthly SIPs

Switch-Based Rebalancing

Strategic fund switches within same AMC to minimize exit loads and taxes

Key Features:

  • Immediate rebalancing
  • Tax-efficient switches
  • Professional execution
Best for: Large portfolios needing quick rebalancing

Hybrid Approach

Combination of new money and strategic switches for optimal results

Key Features:

  • Best of both methods
  • Customized strategy
  • Maximum efficiency
Best for: Most investors seeking balanced approach

Benefits of Professional Rebalancing

Enhanced Returns

Systematic profit booking and buying at lower levels adds 1-2% annual returns

  • Buy low, sell high automatically
  • Compound benefit over time
  • Disciplined profit booking

Risk Management

Maintain consistent risk profile aligned with your goals and age

  • Prevent concentration risk
  • Age-appropriate allocation
  • Volatility reduction

Tax Efficiency

Minimize tax impact through smart rebalancing strategies and timing

  • LTCG optimization
  • Loss harvesting
  • Switch planning

Rebalancing Impact on Returns

Real data from our client portfolios over 10 years

Without Rebalancing

11.2%
Average Annual Return
Higher volatility, concentration risk

With Regular Rebalancing

12.8%
Average Annual Return
Lower risk, consistent performance

Extra Return: 1.6% annually

On a ₹50L portfolio, this means ₹80,000 extra wealth every year!

*Based on our client portfolios over 10 years (2014-2024)

Ready to Optimize Your Portfolio Performance?

Get a comprehensive portfolio analysis and personalized rebalancing strategy. Start earning 1-2% extra returns annually.

Email Portfolio Details
Quarterly Reviews
Tax-Efficient Execution
1.5%+ Extra Returns

💡 Free Analysis Includes: Current allocation review, drift assessment, rebalancing recommendations