Insurance Planning & Protection

Protect What Matters Most to You

Life is unpredictable. But your family's financial security doesn't have to be. Get the right insurance coverage at the right price.

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Free needs analysis
Multiple insurer quotes
Lifetime claim support
Complete Protection Suite

Insurance Coverage You Need

Comprehensive protection for every aspect of your life and wealth

Term Life

Pure protection for your family if something (death) happens

Coverage:₹50L - ₹10Cr
Premium:₹12K - ₹50K/year
Highest coverage
Lowest premium
Tax benefits

Health Insurance

Medical expenses coverage for family health emergencies

Coverage:₹5L - ₹1Cr
Premium:₹8K - ₹80K/year
Cashless treatment
Family floater
Pre-post hospitalization

Critical Illness

Lump sum payout for major illnesses like cancer, heart attack

Coverage:₹10L - ₹2Cr
Premium:₹6K - ₹25K/year
37+ conditions covered
Lump sum payout
Income replacement

Personal Accident

Coverage for accidental death, disability, and medical expenses

Coverage:₹10L - ₹5Cr
Premium:₹2K - ₹15K/year
Accidental death
Permanent disability
Medical expenses
Common Insurance Mistakes

Are You Making These Costly Insurance Mistakes?

Mixing insurance with investment

ULIP and endowment plans give poor returns and inadequate coverage

Inadequate life cover amount

₹10L life cover is useless when your family needs ₹2Cr+ to survive

No health insurance or low coverage

Medical inflation is 15%+. ₹5L health cover won't last long

Buying from friends/relatives

Wrong product selection and poor claim support when you need it most

Right Insurance Strategy

We design comprehensive protection plans that provide maximum coverage at optimal cost.

₹2Cr+
Avg. Life Coverage
50%
Premium Savings
Our Insurance Process

How We Design Your Protection Plan

Scientific approach to determine exact coverage needed and best products available

01

Needs Analysis

Calculate exact coverage required based on your financial situation

02

Product Research

Compare 20+ insurers to find best coverage at lowest premium

03

Customized Plan

Design optimal mix of term, health, and critical illness coverage

04

Easy Purchase

Handle all paperwork and medical tests coordination

05

Claim Support

Lifetime assistance with premium payments and claim processing

Quick Coverage Calculator

See how much life insurance coverage you actually need

Annual Income: ₹8L
Family Expenses: ₹6L/year
Existing Loans: ₹25L
Future Goals: ₹50L
Need: ₹1.5Cr
Premium: ₹18K/year
Annual Income: ₹15L
Family Expenses: ₹12L/year
Existing Loans: ₹40L
Future Goals: ₹75L
Need: ₹3Cr
Premium: ₹36K/year
Annual Income: ₹25L
Family Expenses: ₹18L/year
Existing Loans: ₹60L
Future Goals: ₹1Cr
Need: ₹5Cr
Premium: ₹65K/year

*Coverage calculation: 10-15x annual expenses + loans + goals. Premium for healthy 30-year-old.

Why Choose Our Insurance Service?

Independent Advice

We work with 15+ top insurers to find you the best coverage at best price

  • Multi-insurer comparison
  • Unbiased recommendations
  • Best premium rates

Scientific Analysis

Data-driven needs analysis to determine exact coverage required

  • Human Life Value method
  • Inflation adjustments
  • Goal-based planning

Lifetime Support

Complete assistance from purchase to claim settlement throughout your life

  • Claim assistance
  • Premium reminders
  • Policy reviews

When Insurance Matters Most

Real stories of how proper insurance planning protected our clients' families

₹2 Cr Term Insurance Claim

Family protection when it mattered most

"My husband passed away unexpectedly. The ₹2 Cr term insurance we bought through Fincare secured our children's education and our home. Tejas handled the entire claim process."

PS
Priya Sharma
Claim settled in 15 days • Mumbai

₹12L Health Insurance Claim

Cancer treatment fully covered

"Diagnosed with cancer at 45. The ₹50L health policy we bought covered all treatment costs. Plus ₹25L critical illness payout helped maintain our lifestyle during treatment."

RK
Rakesh Kumar
Fully recovered • 3 years with Fincare

Ready to Protect Your Family's Future?

Get a comprehensive insurance needs analysis and personalized protection plan. Your family's security is just one call away.

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💡 Free Review Includes: Coverage gap analysis, premium comparison, personalized protection roadmap