What is your cut-off time for mutual fund transactions?

Fincare services's cut-off time for purchases have been revised. New cut off timings for purchases: Lump Sum Transactions S.No Payment Mode Bank Name Cut off Time Day of Debit to Investor's account Day of Unit Allotment 1 UPI All Banks 2.00 PM T T 2 Net Banking All Banks 11.59 PM T T+1 3 NEFT/RTGS All Banks 2.00 PM T T 4 NACH Mandate All Banks 3.00 PM T+1 T+2 5 Cheque Mode All Banks NA NA NA T = Date of debit from the bank account based on cut-off time SIP Transactions S.No Payment Mode Bank Name Day of Debit to Investor's account Day of Unit Allotment 1 NACH (Physical/E-NACH)* All T T+1 2 E Mandate All T T+1 3 Internet SIP (ISIP) All NA NA T = SIP date * MF / NPCI will endevaour to ensure credit is posted to MF account on the same day of debit to investor's account. In certain circumstances, due to delay at Bank's / Payment Aggregator's end, the credit to MF account may and the allotment could get delayed to T+1. Important Note: Unit allotment will be subject to receipt of funds in the mutual fund account before the applicable cut-off time (Currently, 3:00 PM) For redemption on the same day with that day's NAV, the cut-off time is 2 PM for business days. The money will be credited in your account as per the following schedule. Equity funds - 2 business days Debt funds - 2 business days Liquid Funds - 1 business day Your funds will be remitted to the AMC's bank account before 3 PM (on a best effort basis) to get the same day's NAV. If the money reaches the AMC bank account later due to inter-bank transfer delays, the NAV of the next business day will be allotted.